Honest guidance on life and health insurance — matched to your goals, your budget, and your stage of life. No jargon, no pressure.
A quick estimate based on your income and dependents. Takes 20 seconds.
I keep it focused. The right protection for your family, and a plan you actually understand.
High cover at a low premium — so your family's loans, EMIs and future stay secure if you're not around.
Guaranteed-return LIC plans for goals like a home, retirement, or a child's education.
Build a fund that's there for school, college and milestones — even if life takes an unexpected turn.
Star Health mediclaim and family floater plans that cover hospitalisation, day-care and rising treatment costs.
A lump-sum payout on diagnosis of cancer, heart conditions and more — for treatment and lost income.
Plans built for parents and elders, plus affordable top-ups that raise your cover without high premiums.
No cold sales calls. Just a clear path from confusion to confidence.
We talk about your family, income, existing cover and what you're worried about.
I compare LIC and Star Health plans and show you the trade-offs side by side.
You choose what fits — I help with paperwork, medicals and a smooth, paperless purchase.
I stay your point of contact for renewals, changes and — most importantly — claims.
The right life and health plans don't just secure your family — they reduce your taxable income under the Income Tax Act. I'll structure it correctly for you.
Premiums on life insurance qualify for deduction up to ₹1.5 lakh per year.
Health insurance premiums deductible up to ₹25,000 — and ₹50,000 for senior-citizen parents.
Maturity and death benefits are generally tax-free, subject to conditions.
Tax benefits are subject to prevailing tax laws and may change. Please consult your tax advisor.
"Explained term vs endowment in plain Hindi and English. Picked the right cover for my home loan without overselling. First advisor I actually trusted."
"When my father was hospitalised, the Star Health claim went through smoothly because the policy was set up right. That support is worth everything."
"Got a family floater for four of us plus a top-up — saved a lot of premium and tax. Quick, paperless and patient with all my questions."
No. My consultation is free. I'm compensated by the insurer through standard commissions when you choose to buy a policy — the premium you pay is exactly the same as going direct.
It depends on your goal. Term insurance is the most cost-effective way to protect your family. Endowment and savings plans combine protection with guaranteed returns. I'll show you both honestly so you can decide what fits.
A common guideline is 10–15× your annual income, plus any outstanding loans, minus existing savings. Use the coverage estimator above for a quick number, then we'll refine it together.
Claims get rejected mostly due to non-disclosure at the time of buying. I make sure your application is filled honestly and completely, and I personally assist you at claim time.
Yes. I'll do a free review of your existing policies, check for gaps or overlaps, and tell you plainly whether you should keep, top-up, or switch.
Tell me a little about yourself and I'll get back within one working day — on call, WhatsApp, or in person.